I think the problem is thinking too small with debts. It's only beyond a few hundred millions loss that there seems to be a decent chance one gets to languish in the caribbean or somewhere to enjoy the spoils, and maybe get a book deal if it was a spectacular failure, while others have to resolve the mess down the line. It's really too bad that I have no talent to think of pyramid schemes or cons or anything like that which would make others entrust me with such sums in the first place. :/